Use psychology to make smarter saving choices.
Save More Tomorrow: or SMarT is a simple plan allowing employees to allocate a portion of their future salary increases towards retirement savings. In the US, this has been (somewhat) automated by participating companies and individuals. In the UK – not so much. In reality, what we have available here is whatever we decide to do individually. I like the way this advice is going and seems to fit with the general thrust of Tony’s book.
America’s best 401k: A semi-automated US service aimed at providing low-cost pension advice and pension plan performance analysis. As far as I can tell there is no UK equivalent company or service. Another reason to select a good IFA I can work with ..